Risk Management

Assignment Description
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Insurance policies exist to minimize risks and damage that may be caused by unforeseen events. No business should be run without insurance.

Provide a scenario in which insurance policies may mitigate risks in a small business. Discuss how personal insurance needs are similar or not similar to business needs. Choose and describe an insurance product that can be utilized in your personal life and how it can minimize your personal risk.

Submitting your assignment in APA format means, at a minimum, you will need the following:

Title page: The title should be in all capitals.
Length: 5 pages minimum
Body: This begins on the page following the title page and abstract page and must be double-spaced (be careful not to triple- or quadruple-space between paragraphs). The typeface should be 12-pt. Times Roman or 12-pt. Courier in regular black type. Do not use color, bold type, or italics, except as required for APA-level headings and references. The deliverable length of the body of your paper for this assignment is 5 pages. In-body academic citations to support your decisions and analysis are required. A variety of academic sources is encouraged.
Reference page: References that align with your in-body academic sources are listed on the final page of your paper. The references must be in APA format using appropriate spacing, hanging indent, italics, and uppercase and lowercase usage as appropriate for the type of resource used. Remember, the Reference page is not a bibliography but a further listing of the abbreviated in-body citations used in the paper. Every referenced item must have a corresponding in-body citation.
Reference

McDonald, M. (2020). The basics of insurance [Video]. LinkedIn. https://www.linkedin.com/learning/financial-basics-everyone-should-know/the-basics-of-insurance?u=70039330

Assignment Objectives
Choose appropriate insurance instruments for a specific risk tolerance level

For more information on Risk Management read this: https://en.wikipedia.org/wiki/Risk_management

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